Law Advisor

Legal guidance on 
  employment practices 
  liability issues.

FMIT Learning

Access past webinars hosted by the FMIT
for viewing at your convenience

Hometown Health

Hometown Health is an employee health promotion program 
  for municipalities that have group health insurance 
  with the Florida Municipal Insurance Trust.

Protecting the communities we call home


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FMIT Alert
Level 3


Tropical Storm Ian is currently located in the central Caribbean Sea this afternoon with wind speeds of 45 MPH moving west at 15 MPH. Ian is expected to continue this western movement through the rest of today before beginning to turn towards the northwest tomorrow

Environmental conditions are starting to become more conducive for development, and by tomorrow evening, rapid intensification is expected to occur due to warm, deep water in the Caribbean Sea in addition to low wind shear.

Since yesterday's alert, Ian's track has shifted more the west, with the cone now including areas of the Florida Panhandle. The latest projections released by the National Hurricane Center still show Tropical Storm Ian making landfall along the Florida Gulf coast as either a hurricane or major hurricane next week, however Ian's path and intensity are expected to continue to shift prior to landfall.

Rideout teams are currently being pre-staged for possible deployment on Monday/Tuesday. The SynergyNDS Operations Center will be activating Monday morning...
More Information

Our Services


Our FMIT rating and underwriting professionals always strive to provide exceptional service for our members' needs.

Disaster Response & Recovery

FMIT members benefit from our disaster preparedness, response and recovery program that leads the industry.

Trust Services

The FMIT has created a team of experts for each of its geographically assigned territories dedicated to assisting you.

Special Investigation and Recovery Unit

To reduce fraudulent claims against FMIT members, in 1999 the League created the Special Investigation Unit, later renamed to Special Investigation and Recovery Unit.

Hometown Health

Hometown Health is an employee health promotion program for municipalities that have group health insurance with the FMIT.

Employment Law Advisor

This FMIT member benefit will give you legal guidance on employment practices liability issues from a Florida-based attorney.

Our Coverages

Firefighter Cancer Benefit

The Florida Firefighter Cancer Benefit Program satisfies the lump-sum benefit requirements of the firefighter cancer benefit law.


The FMIT provides Auto Liability and Physical Damage coverage to cover your entity’s needs.

Property & General Liability

The FMIT provides Property coverage for municipalities, regardless of where they are located in Florida.

Workers' Compensation

The FMIT provides Workers' Compensation coverage to protect your employees and includes coverage for your volunteer workers.

Group Health

Through our Group Health Program, we are able to provide your entity with a variety of Group Health Benefit packages.

Ancillary Coverages

The FLC is able to obtain different types of coverage that are not provided by the Florida Municipal Insurance Trust.