Law Advisor

Legal guidance on 
  employment practices 
  liability issues.

FMIT Learning

Access past webinars hosted by the FMIT
for viewing at your convenience

Hometown Health

Hometown Health is an employee health promotion program 
  for municipalities that have group health insurance 
  with the Florida Municipal Insurance Trust.

Protecting the communities we call home

Our Services


Our FMIT rating and underwriting professionals always strive to provide exceptional service for our members' needs.

Disaster Response & Recovery

FMIT members benefit from our disaster preparedness, response and recovery program that leads the industry.

Insurance Member Services

The FMIT has created a team of experts for each of its geographically assigned territories dedicated to assisting you.

Special Investigation and Recovery Unit

To reduce fraudulent claims against FMIT members, in 1999 the League created the Special Investigation Unit, later renamed to Special Investigation and Recovery Unit.

Hometown Health

Hometown Health is an employee health promotion program for municipalities that have group health insurance with the FMIT.

Employment Law Advisor

This FMIT member benefit will give you legal guidance on employment practices liability issues from a Florida-based attorney.

Our Coverages

Firefighter Cancer Benefit

The Florida Firefighter Cancer Benefit Program satisfies the lump-sum benefit requirements of the firefighter cancer benefit law.


The FMIT provides Auto Liability and Physical Damage coverage to cover your entity’s needs.

Property & General Liability

The FMIT provides Property coverage for municipalities, regardless of where they are located in Florida.

Workers' Compensation

The FMIT provides Workers' Compensation coverage to protect your employees and includes coverage for your volunteer workers.

Group Health

Through our Group Health Program, we are able to provide your entity with a variety of Group Health Benefit packages.

Ancillary Coverages

The FLC is able to obtain different types of coverage that are not provided by the Florida Municipal Insurance Trust.