Property coverages include:

  • Real Property
  • Personal Property
  • Mobile Equipment/Boats
  • Accounts Receivable
  • Extra Expense
  • Business Income
  • Valuable Papers

Equipment breakdown is included for real and personal property exposures and electronic data processing equipment is included for personal property exposures.

We also offer bond coverage including:

  • Money & Securities Loss Inside
  • Money & Securities Loss Outside
  • Honesty Blanket Bond - Employee Dishonesty
  • Faithful Performance Blanket Bond
  • Computer Fraud

Various deductibles are available for all these coverages.  Deductibles only apply to damages, not claim expenses.

General Liability coverages include:

  • Premises Liability
  • Personal Injury
  • Advertising Injury
  • Product Liability
  • Completed Operations
  • Fire Legal Liability
  • Broad Form Property Damage
  • Cyber Liability

Professional Liability includes:

  • Public Officials Errors and Omissions
  • Wrongful Employment Practices Liability
  • Employee Benefits Administration
  • Medical Attendants/Medical Directors
  • Law Enforcement Liability

Additional benefits include:

  • No aggregate limits on virtually all coverages
  • Defense costs paid in addition to policy limits
  • Legal expenses are outside the deductible
  • Coverage includes access to Employment Law tools via phone and online
  • Coverage includes Cyber risk management tools via phone and online


For additional information on our Property or Liability coverages, please contact the Insurance Member Services Department at 800.445.6248. To request a quote, click here.