Members should report the injury as soon as possible, but no later than seven (7) days of their knowledge. If an employee alleges that they were hurt at work the member must report a claim, even if the accident description is not believable.  Once a claim is reported it allows the adjuster to investigate the incident and make a determination of compensability.  If the investigation reveals that an injury is not covered the employee will be sent a notice of denial and the State is made aware of the determination.  If you do not report the claim in a timely manner and a denial is not reported to the State, benefits could be awarded.

Various ways you may report a FMIT Workers' Compensation claim.

Report a Loss by Mail:
            Florida Municipal Insurance Trust
            PO Box 538135
            Orlando FL 32853-8135

Report a Loss by Phone: (855) 364-8567

Report a Loss through Web Reporting:

• Login to your Member Dashboard at http://insurance.flcities.com/login/fmit-dashboard
• Then, click on the Workers' Compensation Claim Form to complete and submit.

Report a Loss through E-mail Reporting: intake@flcities.com

Suspected fraudulent activity can be reported openly to the handling adjuster or to the League’s SIU department at (888) 447-5877.  You can also report fraudulent activities directly to the Division of Insurance Fraud by calling (850) 413-3115.

Benefits are paid bi-weekly. 

Benefits checks are paid at 66 2/3 of the injured worker’s average weekly wage.  

Use the 13 calendar weeks immediately preceding the week of the accident and start with the most recent full calendar week before the week of the accident. For example, if the accident occurred on a Wednesday, then week No. 1 should begin the preceding Sunday and end the preceding Saturday.   DO NOT report any wages earned during the week of the accident. Calendar Week: means a seven-day period of time, which starts on Sunday and continues through Saturday.

Provide a copy of the bill or itemized statement to the handling adjuster. 

Notify your adjuster immediately.  The adjuster will ask for your records and provide them to our defense counsel for response.

Yes, but your conversation(s) should be limited to job specifics and/or return to work aspects.