FMIT Insurance Coverages

The Florida Municipal Insurance Trust (FMIT) is exclusively for our members – the public entity sector. All of the coverages provided are geared specifically for the public entity’s insurance needs including Workers’ Compensation, General Liability, Public Official Errors and Omissions, Employment Practices Liability, Law Enforcement Liability, Property, Automobile, and so much more.
 
We offer first dollar coverage, deductible programs, deductible plans, and even self-insured retention options. We are always looking to enhance our products to better serve our members to both reduce their costs and to provide the protection when claims do occur. You can learn more about our products by clicking on the links below or by clicking  Find an FMIT Contact to discuss your insurance needs with your dedicated Account Executive.
 
Automobile Insurance - The FMIT provides Auto Liability and Physical Damage coverage to cover your entity’s needs.  Learn more about Auto Insurance...
 
Property and Liability Insurance - The FMIT provides Property coverage for municipalities, regardless of where they are located in Florida. Our unique reinsurance program allows us to continue to be very competitive and provide coverages that the industry may decline to write. Learn more about Property and Liability Insurance...
 
General Liability - The FMIT provides General Liability and Professional Liability in one combined policy. These coverages are written on an occurrence format. The FMIT is the only municipal writer in the State of Florida to provide occurrence form for both of these coverages.  Learn more about General Liability...

Workers Compensation - The FMIT provides Workers’ Compensation coverage to protect your employees and includes coverage for your Volunteer Workers.  Learn more about Workers Comp...

Group Health - Through our Group Health Program, we are able to provide your entity with a variety of Group Health Benefit packages.  Learn more about Group Health...
 
Miscellaneous (Ancillary) Coverages - The FLC can obtain different type of coverage that are not provided by the Florida Municipal Insurance Trust.  Learn more about Ancillary Coverages...
 
 

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Florida Municipal Insurance Trust (FMIT)   |    125 E. Colonial Drive, Orlando, Florida 32801
Post Office Box 530065, Orlando, Florida 32853
Phone: (407) 425-9142    |    Toll Free: 1-800-445-6248    |    Fax: (407) 425-9378

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